Chocolate Chip Banana Bread is one of those timeless, feel-good recipes that never disappoints. It’s moist, fluffy, and full of rich banana flavor, punctuated by melty pockets of chocolate in every bite. Perfectly sweet and aromatic, it’s a wonderful way to use up overripe bananas — turning them into something warm, nostalgic, and irresistible.
Whether served for breakfast, as a midday snack, or as dessert, this banana bread is pure comfort. It’s the kind of recipe that fills your home with a cozy aroma of bananas, butter, and vanilla — a smell that instantly makes everyone smile.
Why I Love This Recipe
I love this recipe because it perfectly balances moist texture, rich banana flavor, and gooey chocolate goodness.
Unlike store-bought versions that can be too dry or overly sweet, this homemade loaf is tender, buttery, and just the right amount of sweet.
Why It’s a Must-Try Dish
- Deliciously moist: The ripe bananas ensure a soft, melt-in-your-mouth crumb.
- Chocolate heaven: Every bite has gooey chocolate chips that elevate the flavor.
- Simple ingredients: Nothing fancy — just wholesome, everyday items.
- Freezer-friendly: Great to bake ahead for busy mornings or sweet cravings.
- Guaranteed crowd-pleaser: Loved by both kids and adults alike!
Preparation and Cooking Time
- Preparation Time: 15 minutes
- Baking Time: 55–60 minutes
- Total Time: 1 hour 15 minutes
Servings
- Makes 1 loaf (8–10 slices)
Calories
- Approximately 260–280 kcal per slice
Cuisine & Course
- Cuisine: American
- Course: Breakfast / Snack / Dessert
Ingredients
For the Banana Bread
- 1 ½ cups (190 g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon salt
- ½ teaspoon cinnamon (optional but recommended)
- 3 medium ripe bananas (about 1 ¼ cups mashed)
- ½ cup (115 g) unsalted butter, melted
- ¾ cup (150 g) brown sugar (or a mix of white and brown)
- 1 large egg
- 1 teaspoon vanilla extract
- ½ cup (120 ml) plain yogurt or sour cream (for moisture)
- ¾ cup (130 g) semi-sweet chocolate chips (plus extra for topping)
Simple Cooking Directions
- Mix dry ingredients in one bowl.
- Mash bananas and combine with wet ingredients in another.
- Stir wet and dry ingredients together until just combined.
- Fold in chocolate chips.
- Pour into a loaf pan and bake until golden and set.
Step-by-Step Recipe Preparation Method
Step 1: Prepare Your Pan and Oven
- Preheat your oven to 350°F (175°C).
- Grease a 9×5-inch loaf pan with butter or line it with parchment paper.
Step 2: Mix the Dry Ingredients
- In a medium bowl, whisk together:
- Flour
- Baking soda
- Salt
- Cinnamon (if using)
Set aside.
Step 3: Prepare the Wet Mixture
- In a large bowl, mash the ripe bananas with a fork until smooth.
- Whisk in melted butter, brown sugar, egg, vanilla extract, and yogurt (or sour cream).
- Stir until fully combined and smooth.
Step 4: Combine Wet and Dry
- Add the dry ingredients into the wet mixture.
- Gently fold with a spatula until just combined — do not overmix (a few streaks of flour are okay).
Step 5: Add Chocolate Chips
- Fold in ¾ cup of chocolate chips evenly.
- Pour batter into the prepared loaf pan and smooth the top.
- Sprinkle a few extra chocolate chips on top for a bakery-style finish.
Step 6: Bake
- Bake for 55–60 minutes, or until a toothpick inserted in the center comes out mostly clean (a few moist crumbs are fine).
- If the top browns too quickly, cover loosely with foil during the last 10 minutes.
Step 7: Cool and Serve
- Allow the bread to cool in the pan for 10 minutes.
- Then transfer it to a wire rack to cool completely before slicing.

How to Serve
Serve slices warm or at room temperature, plain or with toppings like:
- A pat of butter or peanut butter
- A drizzle of honey or chocolate sauce
- A scoop of vanilla ice cream for dessert
It pairs beautifully with coffee, milk, or tea — making it ideal for breakfast, brunch, or a cozy afternoon treat.
Additional Recipe Tips
- Use overripe bananas: The blacker the peel, the sweeter and more flavorful the bread.
- Don’t overmix: Mix only until combined to keep the bread tender.
- Add-ins: Try nuts (walnuts, pecans) or shredded coconut for texture.
- Check early: Oven times vary; start checking at 50 minutes.
- Let it rest: Cooling enhances flavor and makes slicing easier.
Recipe Variations
- Double Chocolate Banana Bread: Add 2 tablespoons cocoa powder to the batter.
- Nutty Banana Bread: Fold in ½ cup chopped walnuts or pecans.
- Peanut Butter Banana Bread: Swirl 2 tablespoons of peanut butter into the batter before baking.
- Coconut Chocolate Chip Banana Bread: Add ½ cup shredded coconut for tropical flavor.
- Gluten-Free Version: Substitute with a 1:1 gluten-free baking flour blend.
Freezing and Storage
Room Temperature:
- Store covered or in an airtight container for up to 3 days.
Refrigeration:
- Stays fresh for up to 5 days in the fridge.
Freezing:
- Wrap the loaf (or individual slices) tightly in plastic wrap, then foil.
- Freeze for up to 3 months.
- To serve: Thaw overnight at room temperature and reheat in the microwave or toaster oven for 15–20 seconds.
Special Equipment Needed
- Mixing bowls
- 9×5-inch loaf pan
- Whisk and rubber spatula
- Fork or potato masher (for bananas)
- Cooling rack
- Measuring cups and spoons
Frequently Asked Questions
Q1: Can I make this recipe vegan?
Yes! Replace the egg with a flax egg (1 tbsp flaxseed meal + 3 tbsp water) and use plant-based butter and yogurt.
Q2: Can I use frozen bananas?
Absolutely. Thaw and drain excess liquid before mashing.
Q3: Why is my banana bread dense?
Overmixing can make it dense. Stir just until ingredients are combined.
Q4: Can I use white sugar instead of brown?
Yes, but brown sugar gives more moisture and deeper flavor.
Q5: How do I know when it’s done?
The bread is ready when a toothpick inserted in the center comes out with only a few moist crumbs.
Conclusion
Chocolate Chip Banana Bread is the perfect blend of comfort, nostalgia, and indulgence. It’s tender, buttery, and packed with flavor — the kind of treat that feels both homey and luxurious.
Whether you’re using up ripe bananas or baking something special for your family, this loaf is always a winner. With melty chocolate chips, sweet banana aroma, and a soft crumb, every slice feels like a warm hug.
Chocolate Chip Banana Bread
Course: DessertsCuisine: AmericanDifficulty: Easy8
servings15
minutes1
hour1
hour15
minutesIngredients
For the Banana Bread
1 ½ cups (190 g) all-purpose flour
1 teaspoon baking soda
½ teaspoon salt
½ teaspoon cinnamon (optional but recommended)
3 medium ripe bananas (about 1 ¼ cups mashed)
½ cup (115 g) unsalted butter, melted
¾ cup (150 g) brown sugar (or a mix of white and brown)
1 large egg
1 teaspoon vanilla extract
½ cup (120 ml) plain yogurt or sour cream (for moisture)
¾ cup (130 g) semi-sweet chocolate chips (plus extra for topping)
Directions
- Step 1: Prepare Your Pan and Oven : Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan with butter or line it with parchment paper.
- Step 2: Mix the Dry Ingredients : In a medium bowl, whisk together: Flour Baking soda Salt Cinnamon (if using) Set aside.
- Step 3: Prepare the Wet Mixture : In a large bowl, mash the ripe bananas with a fork until smooth. Whisk in melted butter, brown sugar, egg, vanilla extract, and yogurt (or sour cream). Stir until fully combined and smooth.
- Step 4: Combine Wet and Dry : Add the dry ingredients into the wet mixture. Gently fold with a spatula until just combined — do not overmix (a few streaks of flour are okay).
- Step 5: Add Chocolate Chips : Fold in ¾ cup of chocolate chips evenly. Pour batter into the prepared loaf pan and smooth the top. Sprinkle a few extra chocolate chips on top for a bakery-style finish.
- Step 6: Bake : Bake for 55–60 minutes, or until a toothpick inserted in the center comes out mostly clean (a few moist crumbs are fine). If the top browns too quickly, cover loosely with foil during the last 10 minutes.
- Step 7: Cool and Serve : Allow the bread to cool in the pan for 10 minutes. Then transfer it to a wire rack to cool completely before slicing.







