Cheddar Cheese Meatloaf

Introduction

Cheddar Cheese Meatloaf is a comforting, homestyle dish that combines juicy ground beef with gooey, melted cheddar cheese baked inside and on top. Unlike a traditional meatloaf, this version takes things to the next level with creamy, cheesy richness that pairs beautifully with the savory beef, herbs, and seasonings. It’s the kind of hearty, satisfying recipe that makes everyone at the table ask for seconds.

This dish is perfect for Sunday dinners, family gatherings, or even as a meal-prep option since it stores and freezes well. The best part? It’s simple, fuss-free, and absolutely delicious!

Why I Love This Recipe

I love this recipe because it transforms a classic comfort food into something indulgent and special. The cheddar adds a creamy, melty surprise in every bite, making it feel more like a treat than just an everyday dinner. It’s also super versatile—you can serve it with mashed potatoes, roasted veggies, or even slice it thin for hearty sandwiches the next day.

Why It’s a Must-Try Dish

• Cheesy goodness: The cheddar melts beautifully and enhances flavor.
• Family favorite: Even picky eaters love this meatloaf.
• Meal-prep friendly: Stores and freezes well.
• Customizable: Works with different meats, seasonings, and cheese variations.

Preparation & Cooking Time

• Preparation Time: 20 minutes
• Cooking Time: 1 hour 10 minutes
• Total Time: 1 hour 30 minutes

Servings & Nutrition

• Servings: 6–8 people
• Calories: ~420 calories per serving (varies based on cheese and beef used)

Cuisine & Course

• Cuisine: American
• Course: Main Course (Dinner / Lunch)

Ingredients

• 2 lbs ground beef (80/20 for best flavor)
• 1 cup sharp cheddar cheese, shredded (plus extra for topping)
• 1 small onion, finely chopped
• 2 cloves garlic, minced
• 1 cup breadcrumbs (plain or seasoned)
• 2 large eggs, lightly beaten
• ½ cup whole milk
• 2 tbsp ketchup (plus extra for topping)
• 2 tsp Worcestershire sauce
• 1 tsp salt
• ½ tsp black pepper
• 1 tsp dried oregano (optional)
• 1 tsp smoked paprika (optional, for depth)

Simple Cooking Directions

1. Preheat oven to 375°F (190°C).
2. In a large bowl, combine ground beef, onion, garlic, breadcrumbs, eggs, milk, ketchup, Worcestershire sauce, and seasonings.
3. Fold in shredded cheddar cheese.
4. Shape mixture into a loaf and place in a greased loaf pan or baking sheet.
5. Spread ketchup (or BBQ sauce) on top and sprinkle with extra cheddar.
6. Bake for 60–70 minutes until internal temperature reaches 160°F (71°C).
7. Let rest 10 minutes before slicing.

Step-by-Step Preparation Method

1. Prep the oven – Preheat to 375°F (190°C). Grease a loaf pan or line a baking tray with parchment paper.
2. Mix ingredients – In a large mixing bowl, add ground beef, onion, garlic, breadcrumbs, eggs, milk, ketchup, Worcestershire, and spices.
3. Add cheese – Gently fold in shredded cheddar cheese.
4. Shape loaf – Form mixture into a loaf shape and place in the prepared pan.
5. Top with ketchup & cheese – Spread ketchup over the top and sprinkle with extra cheddar for a melty crust.
6. Bake – Place in oven and cook for 60–70 minutes until cooked through.
7. Rest & serve – Let it rest for 10 minutes before slicing to keep juices intact.

How to Serve

• Serve warm with mashed potatoes, steamed green beans, or roasted carrots.
• Drizzle with extra ketchup or gravy.
• Leftover slices make fantastic sandwiches with fresh bread and pickles.

Additional Recipe Tips

• Use sharp cheddar for bolder flavor.
• Don’t overmix the meat—this keeps the loaf tender.
• Letting it rest prevents it from falling apart.
• Add finely chopped bell peppers or mushrooms for extra flavor.

Variations

• BBQ Cheddar Meatloaf – Replace ketchup with BBQ sauce.
• Cheddar Bacon Meatloaf – Add crispy bacon bits inside.
• Spicy Cheddar Meatloaf – Use pepper jack cheese or add jalapeños.
• Turkey Cheddar Meatloaf – Use ground turkey instead of beef.

Freezing & Storage

• Storage: Refrigerate leftovers in an airtight container for up to 4 days.
• Freezing: Wrap cooled slices in foil and freeze for up to 3 months. Reheat in oven for best texture.

Special Equipment Needed

• Large mixing bowl
• Loaf pan or baking sheet
• Sharp knife
• Meat thermometer (for doneness check)

FAQ

Q1: Can I use different cheese?
Yes! Mozzarella, Monterey Jack, or Gouda also work well.

Q2: How do I keep the meatloaf from drying out?
Add enough milk, don’t skip the eggs, and avoid overbaking.

Q3: Can I make this ahead?
Yes, you can assemble the loaf, cover, and refrigerate up to 24 hours before baking.

Q4: What’s the best meat to use?
An 80/20 ground beef mix (80% lean, 20% fat) gives the juiciest results.

Conclusion

Cheddar Cheese Meatloaf is a rich, cheesy twist on the beloved classic. It’s hearty, flavorful, and versatile—perfect for both weeknight dinners and special family gatherings. With its gooey cheddar filling, tender beef texture, and endless customization options, this is a recipe you’ll come back to time and time again.