Introduction
Chili Cheese Meatloaf is a hearty, flavorful twist on the classic comfort food favorite. This recipe combines savory ground beef with spicy chili seasoning, tender vegetables, and gooey melted cheese, all baked to perfection. The meatloaf is moist, packed with bold flavors, and topped with a cheesy chili glaze that caramelizes beautifully in the oven. It’s the perfect dish for family dinners, potlucks, or whenever you crave a warm, satisfying meal with a bit of a kick.
Why I Love This Recipe
I love this recipe because it transforms ordinary meatloaf into a bold and exciting dish. The combination of chili spices and melted cheese creates a wonderful contrast of flavors and textures, while the meat stays moist and tender. Every slice is filled with savory, spicy, and cheesy goodness that pairs perfectly with mashed potatoes, rice, or a side salad. It’s a comfort food classic reinvented with a fun, flavorful twist that makes it irresistible.
Why It’s a Must-Try Dish
Chili Cheese Meatloaf is a must-try because it takes a familiar favorite and elevates it with bold flavors and melty cheese. The chili seasoning adds warmth and depth, while the cheese creates a gooey, satisfying texture that makes each bite irresistible. It’s a crowd-pleaser for both adults and kids and perfect for weeknight dinners, special occasions, or meal prep. Once you try it, it will likely become a go-to recipe in your rotation.
Recipe Overview
- Preparation Time: 15 minutes
- Cooking Time: 50–60 minutes
- Total Time: 65–75 minutes
- Servings: 4–6 servings
- Calories: Approximately 450–500 kcal per serving
Cuisine & Course
- Cuisine: American / Comfort Food
- Course: Main Course / Dinner
Ingredients
For the Meatloaf:
- 1 1/2 lb (680 g) ground beef
- 1/2 cup breadcrumbs
- 1/2 cup milk
- 1 egg
- 1 small onion, finely diced
- 1/2 cup bell pepper, finely diced
- 2 cloves garlic, minced
- 1 tsp chili powder
- 1/2 tsp smoked paprika
- 1/2 tsp cumin
- 1/2 tsp salt
- 1/4 tsp black pepper
- 1 cup shredded cheddar cheese (plus extra for topping)
For the Chili Cheese Glaze:
- 1/2 cup tomato sauce or ketchup
- 2 tbsp chili sauce or prepared chili
- 1/2 cup shredded cheddar cheese
For Garnish (Optional):
- Chopped parsley or green onions
Simple Cooking Directions
- Preheat oven to 375°F (190°C).
- In a large bowl, combine ground beef, breadcrumbs, milk, egg, onion, bell pepper, garlic, spices, and shredded cheese. Mix well.
- Shape mixture into a loaf and place on a baking sheet or in a loaf pan.
- Mix tomato sauce and chili sauce for the glaze and spread evenly over the meatloaf. Top with additional shredded cheese.
- Bake for 50–60 minutes, until internal temperature reaches 160°F (71°C).
- Let rest 5–10 minutes, slice, and serve hot.
Step-by-Step Preparation Method
Step 1: Preheat Oven
Preheat oven to 375°F (190°C). Lightly grease a loaf pan or line a baking sheet with parchment paper.
Step 2: Prepare the Meatloaf Mixture
In a large bowl, combine ground beef, breadcrumbs, milk, egg, diced onion, diced bell pepper, minced garlic, chili powder, smoked paprika, cumin, salt, black pepper, and 1 cup shredded cheddar cheese. Mix until well combined, but avoid overmixing.
Step 3: Shape the Meatloaf
Shape the meat mixture into a loaf and place it in a prepared loaf pan or on a baking sheet.
Step 4: Prepare the Glaze
In a small bowl, mix tomato sauce or ketchup with chili sauce. Spread evenly over the top of the meatloaf. Sprinkle additional shredded cheddar cheese on top.
Step 5: Bake the Meatloaf
Bake for 50–60 minutes in the preheated oven, or until the internal temperature reaches 160°F (71°C).
Step 6: Rest Before Slicing
Remove the meatloaf from the oven and let it rest for 5–10 minutes before slicing. This helps the juices redistribute for a moist loaf.
Step 7: Serve
Slice and serve hot, garnished with chopped parsley or green onions if desired.

How to Serve
- Serve with mashed potatoes, roasted vegetables, or a fresh green salad.
- Add a side of cornbread or crusty bread to soak up the glaze.
- Pair with steamed rice for a hearty meal.
Additional Recipe Tips
- Don’t overmix the meatloaf mixture to keep it tender.
- Use medium or sharp cheddar for the best flavor.
- Let the meatloaf rest before slicing to prevent it from falling apart.
- Adjust chili powder and chili sauce according to your desired spice level.
- For extra flavor, sauté the onions and bell peppers before adding them to the meatloaf.
Variations
- Spicy Chili Cheese Meatloaf:
Add 1–2 finely chopped jalapeños or 1 tsp cayenne pepper to the meat mixture. - Bacon-Wrapped Chili Cheese Meatloaf:
Wrap the loaf with bacon slices before baking for a smoky, indulgent twist. - Mexican-Style Meatloaf:
Add cumin, smoked paprika, and chopped green chilies, and serve with salsa on top. - Vegetable-Packed Meatloaf:
Add grated zucchini or carrots to the meat mixture for extra nutrition. - Slow-Cooked Chili Cheese Meatloaf:
Cook in a slow cooker on low for 6–7 hours, topping with cheese in the last 15 minutes.
Freezing and Storage
- To Store: Refrigerate cooked meatloaf in an airtight container for up to 3–4 days.
- To Freeze: Wrap tightly in plastic wrap and foil, or store in a freezer-safe container for up to 2–3 months.
- To Reheat: Reheat slices in the oven at 325°F (160°C) or in the microwave until warmed through.
Special Equipment Needed
- Loaf pan or baking sheet
- Mixing bowl
- Spoon or spatula for mixing
- Oven thermometer (optional)
- Meat thermometer
Frequently Asked Questions (FAQ)
Q1: Can I use ground turkey or chicken instead of beef?
Yes, you can, but cooking time may be slightly shorter and meatloaf may be leaner.
Q2: Can I prepare this ahead of time?
Yes, shape the meatloaf and refrigerate for up to 24 hours before baking.
Q3: Can I make this gluten-free?
Yes, substitute breadcrumbs with gluten-free breadcrumbs or oats.
Q4: Can I add more cheese inside the meatloaf?
Absolutely! For extra cheesiness, fold in an additional 1/2 cup shredded cheese.
Q5: How do I prevent the meatloaf from drying out?
Use a mix of breadcrumbs and milk, and don’t overbake. Let it rest before slicing.
Conclusion
Chili Cheese Meatloaf is a bold, flavorful twist on classic meatloaf that delivers savory, spicy, and cheesy goodness in every bite. Moist, tender, and packed with flavor, it’s perfect for weeknight dinners, family meals, or potluck gatherings. With its gooey chili cheese topping and comforting aroma, this meatloaf is guaranteed to become a favorite recipe in your home.
Chili Cheese Meatloaf
Course: Dinner IdeasCuisine: AmericanDifficulty: Easy4
servings15
minutes50
minutes1
hour5
minutesIngredients
For the Meatloaf:
1 1/2 lb (680 g) ground beef
1/2 cup breadcrumbs
1/2 cup milk
1 egg
1 small onion, finely diced
1/2 cup bell pepper, finely diced
2 cloves garlic, minced
1 tsp chili powder
1/2 tsp smoked paprika
1/2 tsp cumin
1/2 tsp salt
1/4 tsp black pepper
1 cup shredded cheddar cheese (plus extra for topping)
For the Chili Cheese Glaze:
1/2 cup tomato sauce or ketchup
2 tbsp chili sauce or prepared chili
1/2 cup shredded cheddar cheese
For Garnish (Optional):
Chopped parsley or green onions
Directions
- Step 1: Preheat Oven : Preheat oven to 375°F (190°C). Lightly grease a loaf pan or line a baking sheet with parchment paper.
- Step 2: Prepare the Meatloaf Mixture : In a large bowl, combine ground beef, breadcrumbs, milk, egg, diced onion, diced bell pepper, minced garlic, chili powder, smoked paprika, cumin, salt, black pepper, and 1 cup shredded cheddar cheese. Mix until well combined, but avoid overmixing.
- Step 3: Shape the Meatloaf : Shape the meat mixture into a loaf and place it in a prepared loaf pan or on a baking sheet.
- Step 4: Prepare the Glaze : In a small bowl, mix tomato sauce or ketchup with chili sauce. Spread evenly over the top of the meatloaf. Sprinkle additional shredded cheddar cheese on top.
- Step 5: Bake the Meatloaf : Bake for 50–60 minutes in the preheated oven, or until the internal temperature reaches 160°F (71°C).
- Step 6: Rest Before Slicing : Remove the meatloaf from the oven and let it rest for 5–10 minutes before slicing. This helps the juices redistribute for a moist loaf.
- Step 7: Serve : Slice and serve hot, garnished with chopped parsley or green onions if desired.